Long term disability insurance provided through an individual or employer-provided policy protects you in the event injuries or illnesses leave you unable to work. Unfortunately, it is common practice for insurers to delay, downplay, or deny your claim. At the Law Offices of Michael Bartolic, we provide the trusted legal guidance you need when disputes arise. As experienced long term disability insurance lawyers in Inverness, IL, we protect your rights when dealing with insurers, helping you get the benefits to which you are entitled.
The Centers for Disease Control and Prevention (CDC) defines disability as any type of medical condition that impacts either the body or the mind. More than 26% of all adults have some sort of disability they deal with on a daily basis. When these affect your ability to work now and in the future, you may be entitled to long term disability benefits.
Long term disability insurance coverage you have in place through a private policy or employer can help to offset lost wages you suffer as a result of accidental injuries, sudden illnesses, or chronic medical conditions. However, when filing a claim, it is important to keep in mind that insurance companies are for-profit businesses. One of the ways they can increase their profits is by reducing the amount they pay out in benefits. At Bartolic Law, our long term disability insurance lawyers in Inverness provide the aggressive legal representation you need in these situations.
While guidelines for private long term disability insurance claims are detailed in policy documents, benefits provided through employers are subject to the Employee Retirement Income Security Act of 1974 (ERISA), a federal law. Our Inverness long term disability insurance lawyers act as a strong legal advocate on your side when disputes over benefits arise in either type of claim. Actions we can take on your behalf include:
Bartolic Law provide the aggressive legal representation needed to help you get the long term disability benefits you deserve. Contact our long term disability insurance lawyers in Inverness to request a consultation today.