This medical condition is an emergency, and any delay in seeking treatment could cause severe long-term complications and death. A stroke patient may exhibit different symptoms. Some of these signs include challenges talking and grasping what one’s hearing, a paralyzed or numb face, leg, or arm, one section of the mouth droops when one tries to smile or visual difficulties with one or both eyes. Other symptoms may be an abrupt, severe headache that may be followed by vomiting and dizziness, or walking problems like stumbling, lost balance, and difficulty coordinating one’s legs.
The good news is that modern treatment can often address the condition if it’s diagnosed and treated early. That’s why the American Heart Association recommends calling 911 immediately because “time lost is brain lost.” However, treatment depends on the type of stroke that was suffered. Late treatment could cause various complications that grossly interfere with one’s occupational productivity, causing job loss. Common complications include brain damage, long-term disabilities, depression, severe speech disorders and chronic headaches.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
There are often options for benefits if you suffer a disability that keeps you out of employment, and you have disability insurance coverage. Our team has helped many clients in similar situations and is ready to help you regain your financial stability. So, don’t wait to speak to a Chicago disability insurance claims lawyer from Bartolic Law, to evaluate your case and help you. Contact us today.