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I Work for the State. Am I protected by ERISA?

No. ERISA expressly exempts from its coverage employee benefit plans established or maintained by state, municipal, or other local governments or units or agencies therein. So public school teachers, police officers, firefighters, etc. have employee benefit plans not covered by ERISA. ERISA similarly exempts any church plans, but church plans can elect to be covered by ERISA.

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