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Frequently Asked Questions

What is ERISA?

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How Does ERISA Protect Me?

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How Do I Know If My Benefits Are Covered by ERISA?

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I Work for the State. Am I protected by ERISA?

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Where Can I Get Information About My Plan Benefits?

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What Is the Statute of Limitations to Bring a Claim under ERISA?

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Can I File a Lawsuit Right Away If My Claim Is Denied?

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Should I handle the case myself during internal appeals and just hire an ERISA lawyer when I need to sue in court?

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Do I Need a Lawyer Who Focuses on ERISA?

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How come the Social Security Administration awarded me disability benefits but my long term disability plan insurer denied my claim?

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If I am receiving long term disability benefits, do I have to continue seeing a doctor?

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What if my doctor said I am disabled?

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Should I answer the telephone when the disability insurance company calls me?

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Should I put everything in writing with the Disability Plan Insurer or Administrator?

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Should I allow an Insurance Case Manager to Come to My Home?

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What Should I Do If the Insurer or Administrator Ordered Me to See an IME or an FCE?

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What If the Insurer or Administrator’s Description of My Job Duties Is Not Accurate?

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Why Do the Disability Insurance Claims Forms Leave So Little Room for Responses?

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How Do I Describe a Typical Day on a Disability Claim Form or Update?

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How Should I Describe My Limitations?

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Do Insurance Companies Really Put People Under Surveillance?

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What If the Insurance Representative Tells Me How to Appeal?

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How Do I Pay for Doctor Visits After I Go on Disability?

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Do I Need to Apply for Benefits from the Social Security Administration?

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Why Does My Disability Insurance Plan Claim I Owe Them My Social Security Disability Award?

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