Administrative assistants serve a critical supportive role in many organizations. Some go on to become executive assistants or receive other promotions, though this can also be a fulfilling lifelong career in itself. Unfortunately, some administrative assistants have their careers cut short when they learn they have a disabling medical condition. Whether you suffered an injury or received a diagnosis of a debilitating illness, you might not be able to work in your usual capacity any longer. This is the time to seek benefits from your disability insurance coverage.
When you file your claim, you might think that the process should be simple – after all, you and/or your employer pays for the coverage, so the insurance company should keep its end of the bargain and provide necessary benefits. It may surprise you how challenging it can be to start receiving the benefits you need for financial support after a disability sidelined your employment. You should not hesitate to reach out to a Chicago disability benefits lawyer who can fight for the benefits you deserve.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
If you need to file a disability insurance claim – or appeal a denial – you want the help of the legal team at Bartolic Law Please do not wait to contact us to learn how a Chicago disability benefits attorney can help.