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Success With Disability Claims for Civil Engineers

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Civil Engineers

NATIONALLY RECOGNIZED. CHICAGO STRONG. LONG TERM DISABILITY FIRM

Bartolic Law handles Long Term Disability cases at all stages, from filing a claim to lawsuits under ERISA § 502(a). We are who the most discerning clients hire when an insurer denies their claim, and the one they wish they had when another firm loses their appeal and abandons the case. We are Innovative, Authentic, Compassionate, Transparent and Chicago strong. Bartolic Law is nationally renowned for our Innovative work:

PHYSICAL WORK
Civil engineers play an important role in building, maintaining, and operating our infrastructure. They perform some highly taxing, demanding, and extremely hands-on work.
POSSIBLE RISKS
There are considerable risks for employees. Although most disabilities stem from illness (90%, according to the Council For Disability Awareness), blue-collar laborers face more risk of physical injury.
OBTAIN COMPENSATION
If you sustained a serious injury that put you out of work, find out how you can brace for that impact with disability insurance benefits.

Success With Disability Claims For Civil Engineers

If you’ve been injured as a result of your work, whether in the short term or the long term, you may be overwhelmed as you contemplate how to move forward. You may be wondering how to even just stay afloat through one of the most difficult curveballs that life can throw at you. You’ll want to seek prompt help and prompt disability benefits to make up for the loss in income.

Ideally, those benefits should be equivalent to 60-80% of your pretax income, or what would’ve been your take-home pay if you were able to continue working. Even if an injury didn’t cause your affliction, you may still want to consider claiming disability benefits. Even though they aren’t quite as physically apparent to the naked eye, mental health issues, fatigue, and eye strain can all detrimentally impact your job performance. Most plans will consider those detriments to be valid qualifications for disability benefits.

Ideally, your plan’s benefit period should cover the full duration of the time you’re unable to work, not exceedingly more and not an awful lot less. Furthermore, it should offer you benefits, regardless of whether or not the disabling incident actually happened on the job. Regardless of whether you obtained your policy through your employer or totally independently, the same steps will generally apply when filing a disability claim. Contact your disability insurance provider to file the claim, submit a claim packet accordingly and wait for the claim to process. Once the claim is approved, you may have to wait through an elimination period before receiving benefit payments. This usually lasts for up to 90 days after the initial disabling incident.

If your claim is rejected, it may be because you didn’t meet the policy’s definition of “disability.” That’s why it’s critical to substantiate your claim packet with detailed statements from your employer, your attending physician, as well as you, the claimant. There’s also a chance that your rejection could be motivated by unfair discrimination. If you suspect that’s likely the case, then you’ll want to take that case up to an experienced, focused disability insurance attorney. Moreover, if you suspect that your plan misled you in any way, you should take it up to a focused disability insurance attorney.

SUCCESSES

If you’re struggling to get the benefits you need to get by, then we’ll fight to obtain the benefits you deserve. Contact us today to learn more!

Fight For Your Benefits With a Chicago Disability Benefits Lawyer from Bartolic Law

Our firm has helped many Chicago-area professionals, blue-collar and white-collar alike, receive the fair support and treatment they deserve. No matter what type of ERISA litigation issues you have to deal with, we have experience in facing all of them head-on. If you or someone you know was a recently disabled civil engineer, don’t wait to fight for the help you need and the support you deserve. Don’t let yourself be disregarded through your most vulnerable time of need. Contact us today to schedule your consultation online and learn more about how we can help!

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