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Success With Disability Claims for Orthopedic Physicians

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Orthopedic Physicians

NATIONALLY RECOGNIZED. CHICAGO STRONG. LONG TERM DISABILITY FIRM

Bartolic Law handles Long Term Disability cases at all stages, from filing a claim to lawsuits under ERISA § 502(a). We are who the most discerning clients hire when an insurer denies their claim, and the one they wish they had when another firm loses their appeal and abandons the case. We are Innovative, Authentic, Compassionate, Transparent and Chicago strong. Bartolic Law is nationally renowned for our Innovative work:

HEALTH EXPERTS
Orthopedic surgeons and physicians specialize in the musculoskeletal system. They have an extremely thorough understanding of the interconnectedness of the human body.
IMPORTANT CAREER
With over 200 bones and over 600 muscles in the body, orthopedic physicians need to understand how to diagnose, treat, cure, prevent, and operate on a very wide range of issues.
EMPLOYMENT DIFFICULTIES
If you’re an orthopedic surgeon or physician, then you probably understand far too well how quickly and easily things can go awry, especially if you have a disability.

Success With Disability Claims For Orthopedic Surgeons

Disabling illnesses and injuries can strike from all manner of angles, and not even those who treat them are fully immune. But whether it forces you out of work temporarily or permanently, you’ll still need to find ways to sustain yourself (and likely other loved ones) through that time.

Find out why disability insurance is your best bet for that, and what you should do in the event that your claim is delayed or denied. If you work at a mid-to-larger-sized practice, then it’s likely that you already receive some disability insurance benefits from being employed there. If you don’t receive those employer-provided benefits, then you may want to consider getting them through an independent insurance agent or directly from the insurer. Before committing to any one option, though, consider the following factors carefully.

Will the plan be accommodating to your situation? Will its definition of “disability” include yours? How long will you have to wait (during the pre-benefit elimination period) before receiving benefits? Is the plan’s benefit period too long (or too short) for the duration you would actually need those benefits? You don’t want to spend money on income protection when you’re actually able to earn an income because obviously, what’s the point? Moreover, you don’t want to invest in income protection that wouldn’t actually protect you. If the plan is “all occupation,” then you would only be able to receive benefits from it if the disabling condition prevented you from working any profession, not just orthopedics.

Always read over the fine print carefully before signing up for a plan and submitting a claim, and consider consulting a trustworthy disability insurance attorney in the event that the fine print misled you. When everything goes smoothly, and benefits are given timely, disability insurance is absolutely worth it. Your career might be placed on hold, but your expenditures, such as bills, loans and rent, won’t. It’s a lot to get a handle on, even on the good days, which is why it’s crucial to have a backup plan to handle it on your worst days. But what do you do if that backup plan falls through?

SUCCESSES

If you’re struggling to get the benefits you need to get by, then we’ll fight to obtain the benefits you deserve. Contact us today to learn more!

Build Up Your Claim With a Chicago Disability Insurance Attorney

Bartolic Law has helped over 2,000 Chicagoans fight for the benefits they need and the peace and closure they deserve. If you or someone you know is a local orthopedist who got sidelined by a disabling condition, only to be sidelined by unfair insurance practices – we can settle your ERISA disputes once and for all.

Get in touch with our firm today to learn more and arrange a free initial consultation!

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We Turn Denials Into Payments

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