Bartolic Law Sales Manager and Directors get long-term disability insurance claims paid. Sales Management positions can involve heavy computer work or can involve significant standing and walking due to travel requirements, or both. We have succeeded with both. In one case, our client transitioned from performing construction work to a sales management role in a labor industry. Following an injury, the client developed cervical radiculopathy and Complex Regional Pain Syndrome affecting the client’s arms and hands. The client’s role involved managing sales and accounts from a computer, and made the computer work unbearable. We were able to recover benefits for the client by demonstrating the client’s limitations and their effect on that type of sales role.
In another case, a client suffered from Lumbar Radiculopathy and performed a sales management role that involved traveling by car. We were able to demonstrate that the client’s sitting capacity at one time would not be sufficient to withstand the majority of the trip lengths the client had to take, and ultimately recovered benefits for the client.
Sales can be a stressful job, especially if you are overseeing a team of salespeople. The success of the enterprise often depends on how well the sales team performs, and most sales teams are only as good as their managers or directors. It can take a while to establish a solid book of business and client base, and if something goes wrong, the business itself might be in jeopardy. Some sales managers and directors do have something go wrong when they are diagnosed with medical conditions that result in disabilities.
If you have a mental or physical disability, it might render you unable to properly perform your job, which can take away your main source of income. If you cannot earn a living for a long period of time – or permanently – you should not hesitate to discuss your disability insurance policy with an experienced Chicago disability benefits lawyer. Even though you’ve paid the premiums and kept up your end of the bargain, you might be surprised when the insurance company denies your claim outrights, causes unnecessary delays, or uses other tactics that impact your life and financial stability.
Ferrin v. Aetna Life Ins. Co., 336 F. Supp. 3d 910 (N.D. Ill. Sept. 28, 2018) (holding insurance policy’s grant of discretionary authority is void under Texas law due to certificate being issued after effective date of regulation, and policy renewing after effective date, and holding Plaintiff was disabled from Any Reasonable Occupation where treating doctors certify she can sit at the occasional level, and insurer’s consultants opine Plaintiff can sit frequently, as weighing all evidence together would make capacity likely at low end of frequent range at best).
Sadowski v. Tuckpointers Local 52 Health & Welfare Trust, 281 F. Supp. 3d 710 (N.D. Ill. Dec. 20, 2017) (holding plan was arbitrary and capricious in denying medical benefits for removal of spinal cord stimulator following a fall down the stairs and infection where plan argued the expenses were caused by the same injury as the car accident necessitating implantation of the stimulator years earlier)
Tassone v. United of Omaha Life Ins. Co., 264 F. Supp. 3d 867 (N.D. Ill. Aug. 30, 2017) (awarding client long term disability benefits denied by United of Omaha despite insurer’s doctor opining there was no objective evidence of functional impairment)
Suson v. PNC Fin. Servs. Grp., Inc., No. 15-CV-10817, 2017 WL 3234809 (N.D. Ill. July 31, 2017) (holding Liberty Mutual’s denial of client’s long term disability benefits was arbitrary and capricious where Liberty Mutual disregarded client’s carpal tunnel syndrome and relied on a vocational opinion to which client never had an opportunity to address before litigation)
Sales Managers and Directors often are responsible for sales themselves, as well as managing others’ sales efforts. The physical and cognitive demands are usually dependent on the precise aspect of the role. If you travel in a Sales Management role, keep records of your travel, destinations, and durations of stay. Those records will help in getting your disability benefits approved.
If you need to file a claim for disability benefits, you should always speak with Bartolic Law. Our legal team has worked with sales managers and directors and helped them gain the support they needed. Contact us today for a free discussion about your claim.